Hello Divorce alternatives: the money-side view

Updated September 2026. Every rule on this page links to its official source. How we make our numbers.

Hello Divorce is good at the thing it sells. If your divorce is uncontested and what you want is the paperwork done properly and filed on time, it is a reasonable choice at a price you can see before you buy. This page is not an argument against it. It is a map of what a filing service covers, what it does not, and what to use for the rest.

We build free calculators for one slice of that gap: the money numbers you need before you agree to a split. We are an alternative for that slice only, not a replacement for a filing service, and we say so throughout. Every price below was read on the company's own page on 5 September 2026 and is linked so you can check it.

What Hello Divorce is, and what it costs

Hello Divorce is an online divorce company that turns your answers into state-specific and county-specific forms, and on its higher plans has a forms specialist prepare, file and track them with the court. Its about page says Erin Levine, a Certified Family Law Specialist with the California Bar, founded it in 2018 after 15 years practising California family law, with two co-founders (Hello Divorce).

Four published plans, all flat fees:

• DIY Plan, $400. Described on its page as "Customized divorce forms + instructions", with unlimited edits and downloads and step-by-step filing instructions for your county (Hello Divorce).
• Pro Plan, $2,000, or four payments of $575 a month. A forms specialist handles "form prep, filing, and tracking", and the page says you can start "even if you don't have an agreement or your spouse's participation" (Hello Divorce).
• Plus Plan, $3,500, or four payments of $1,000 a month. The Pro service plus a team of vetted experts in law, finance and parenting, with five hours of expert time included (Hello Divorce).
• Individual Plan Steps, $500. One stage only: petition and response, financial disclosures, or judgment and agreement (Hello Divorce).

Two things the price does not include. Court filing fees, which every plan page flags as yours to pay on top and which vary by county. And hourly expert time beyond what the Plus Plan bundles: the plans page offers booking "a licensed attorney, mediator, financial analyst, or coach" by the hour with no plan required, and does not publish those hourly rates (Hello Divorce).

Who Hello Divorce fits well

The plans page lets you pick any of the 50 states plus the District of Columbia, so coverage is broad, and the site publishes a divorce guide for every state (Hello Divorce). The fit is less about geography than about the shape of your divorce.

• You both agree it is over and neither of you is hiding an account. Uncontested is the whole design assumption.
• You want the process handled, not explained. The value on the Pro and Plus plans is a named person who knows which form your county wants and when it is due.
• You want a fixed price. Against a family law attorney at roughly $343 an hour and average total fees near $11,300 per spouse, a $2,000 flat fee is a genuinely different kind of bill. See our what a divorce actually costs for those comparisons.
• Your money is simple. A house, a couple of accounts, no pension, no business, and no argument about who gets what.

Where it does not fit: a contested case, a spouse who will not disclose, any safety concern, a business or professional practice, or a court deadline already running. Those are attorney situations. Read who you actually need before you buy anything.

What a filing service does not do deeply

A filing service gets the right numbers onto the right form. It is not built to tell you whether those are the right numbers to agree to. That is a different job, and for couples over 50 it is usually the expensive one. Three examples of what sits outside the paperwork:

• The marital share math. Only the part of a 401(k), IRA or pension that grew during the marriage is normally in play. Working that out means the subtraction method for account balances and a coverture fraction for a pension, using dates most people have never written down. Our Marital Share Estimator does that arithmetic for free.
• Social Security on an ex-husband's record. After a marriage of ten years or more, the rules can matter a great deal, and the figure never appears on any settlement document. Most people find out years later. Our Ex-Spouse Social Security Estimator estimates it even when you do not have his benefit amount.
• The after-tax house against retirement trade. "I keep the house, he keeps the 401(k)" is the deal that looks even and often is not, because a pre-tax retirement dollar and a home-equity dollar are not the same dollar. Our House vs. 401(k) Comparison puts both sides after tax.

To be fair to Hello Divorce: it does sell hourly access to a financial analyst, and it lists a Certified Divorce Financial Analyst among its expert services (Hello Divorce). The point is that this is a separate purchase from the filing plan, not something the $400 or $2,000 covers, and it is the purchase most people skip.

Alternatives by job, not by brand

"Alternative to Hello Divorce" is the wrong frame, because Hello Divorce is doing several jobs at once and you may only need one of them. Pick the job first.

On the forms row we only list services whose price we could read on their own live page. Several other well-known form providers block automated access, so we left their prices out rather than repeat a figure we could not verify.

If you want the money-tools row in more depth, including the free tools we did not build, we compared them all in the best free divorce money calculators. For the human roles, what a CDFA is and how to vet one covers the credential and the questions to ask.

How to choose, in four plain questions

1. Do you both agree, and is everything on the table? If yes, a flat-fee filing service is genuinely the cheapest sane route. If no, start with an attorney and do not buy a plan yet.
2. What is your biggest asset? If it is the retirement accounts or a pension rather than the house, the money analysis matters more than the filing, and no filing plan includes it.
3. Do you know your own numbers yet? If you cannot say what the marital share of the 401(k) is, or what the house is worth after tax and selling costs, get those first. Free calculators and an afternoon will do it. Everyone you hire later bills less when you arrive with figures.
4. What do you want a human for? Filing and deadlines, a forms specialist. Getting to an agreement, a mediator. What the deal is worth in fifteen years, a CDFA. Your legal position, an attorney. Buy the one you actually need, not the bundle.

Where we are honest about ourselves

On Her Own Feet is new. We have no track record, no reviewer roster and no filing service. We do not take a commission from Hello Divorce, 3StepDivorce or anyone else on this page, and we do not sell introductions on it. What we offer is four free calculators, every formula published on how we make our numbers, and a refusal to tell you what to accept. Property division and support are decided by state law, by a judge or by the two of you, and no calculator on the internet changes that.

Frequently asked questions

Sources: Hello Divorce, Plans and Pricing · Hello Divorce, DIY Plan · Hello Divorce, Pro Plan · Hello Divorce, Plus Plan · Hello Divorce, Individual Plan Steps · Hello Divorce, About · 3StepDivorce · Family Law Software, Pricing · Martindale-Nolo Research 2019 divorce survey, via DivorceNet · DivorcePlus, Divorce Statistics 2026 · Experian, What Is a Divorce Financial Analyst · West Coast Family Mediation. Every price attributed to a company here was read on that company's own live page on 5 September 2026. Products and prices change: if a figure on this page no longer matches the source page, the source page is right and we are wrong. We have no commercial relationship with any company named.